Updated May 10, 2026
Capital Gains: Long-term: 3.0%-4.1%; Short-term: 4.7%-5.65%Income Tax: 4.7%-5.65%Tax Summary
Montana treats cryptocurrency as property following federal IRS rules. Long-term capital gains receive preferential tax rates of 3.0% or 4.1%. Short-term gains, mining, and staking rewards are taxed as ordinary income at 4.7% to 5.65%.
Quick facts for Montana, United States
Capital Gains Tax
Long-term: 3.0%-4.1%; Short-term: 4.7%-5.65%Income Tax Rate
4.7%-5.65%Estimate your crypto taxes in United States
Use our free calculator to model trading gains, staking income, mining income, and other crypto income using the headline rates from the matching country guide.
Educational only. If the guide has a tax-rate range, the calculator will show a low/high estimate.
Open calculatorCapital Gains Tax
Long-term: 3.0%-4.1%; Short-term: 4.7%-5.65%• Crypto classified as capital assets per federal rules.
• Long-term gains (held >1 year) taxed at 3.0% up to $47,500 (single 2026), 4.1% above.
• Short-term gains taxed at ordinary rates: 4.7% up to bracket threshold, 5.65% above.
• No Montana-specific exemptions or thresholds for crypto gains.
• Long-term gains (held >1 year) taxed at 3.0% up to $47,500 (single 2026), 4.1% above.
• Short-term gains taxed at ordinary rates: 4.7% up to bracket threshold, 5.65% above.
• No Montana-specific exemptions or thresholds for crypto gains.
Income Tax
4.7%-5.65%• Mining income taxed as ordinary income at fair market value (FMV) on receipt.
• Staking rewards taxed as ordinary income at FMV when control obtained.
• Follows federal rules; reported as other income.
• Rates: 4.7% up to $47,500 (single), 5.65% above for 2026.
• Staking rewards taxed as ordinary income at FMV when control obtained.
• Follows federal rules; reported as other income.
• Rates: 4.7% up to $47,500 (single), 5.65% above for 2026.
Reporting Requirements
• Report gains/losses on Form 2 (Individual Income Tax Return); include federal adjustments.
• Use Schedule III for capital gains if needed.
• Deadline: April 15; automatic extension to October 15.
• Brokers file 1099-DA with state for 2025+ transactions.
• Use Schedule III for capital gains if needed.
• Deadline: April 15; automatic extension to October 15.
• Brokers file 1099-DA with state for 2025+ transactions.
Special Notes
• Preferential long-term capital gains rates lower than ordinary income.
• Pro-crypto policies: SB 265 (Financial Freedom Act) protects staking.
• Blockchain Task Force active; recommendations by July 2026.
• Conforms to federal crypto taxation without unique exemptions.
• Pro-crypto policies: SB 265 (Financial Freedom Act) protects staking.
• Blockchain Task Force active; recommendations by July 2026.
• Conforms to federal crypto taxation without unique exemptions.
Other US States
Compare state-level crypto tax differences across the United States.
Alabama
CG: 2-5%Income: 2-5%
Alaska
CG: 0%Income: 0%
Arizona
CG: 2.5%Income: 2.5%
Arkansas
CG: 0-3.7% (50% deduction on long-term gains)Income: 0-3.7%
California
CG: 1%-13.3%Income: 1%-13.3%
Colorado
CG: 4.4% (flat rate)Income: 4.4% (flat rate)
Connecticut
CG: 2-6.99%Income: 2-6.99%
Delaware
CG: 2.2%-6.6%Income: 2.2%-6.6%
District of Columbia
CG: 4-10.75% (taxed as ordinary income)Income: 4-10.75%
Florida
CG: 0%Income: 0%
Georgia
CG: 5.19%Income: 5.19%
Hawaii
CG: Varies: short-term 1.4-11%, net long-term up to 7.25%Income: 1.4-11%
Idaho
CG: 0-5.3%Income: 0-5.3%
Illinois
CG: 4.95% (flat rate)Income: 4.95% (flat rate)
Indiana
CG: 2.95% state + 0.5%-3% local county (varies)Income: 2.95% state + 0.5%-3% local county (varies)
Iowa
CG: 3.8%Income: 3.8%
Kansas
CG: 5.2%-5.58%Income: 5.2%-5.58%
Kentucky
CG: 3.5%Income: 3.5%
Louisiana
CG: 3%Income: 3%
Maine
CG: 5.8%-9.15% (taxed as ordinary income)Income: 5.8%-9.15%
Maryland
CG: 2%-6.5% state + 2.25%-3.2% local; +2% surtax on net gains if FAGI >$350,000Income: 2%-6.5% state + 2.25%-3.2% local (varies by county)
Massachusetts
CG: 5% (LTCG), 8.5% (STCG) + 4% surtax >$1,083,150Income: 5% + 4% surtax >$1,083,150
Michigan
CG: 4.25%Income: 4.25%
Minnesota
CG: 5.35%-9.85% (+1% NIIT on net investment income > $1M)Income: 5.35%-9.85%
Mississippi
CG: 0% on first $10,000; 4.4% thereafterIncome: 0% on first $10,000; 4.4% thereafter
Missouri
CG: 0%Income: 2%-4.7%
Nebraska
CG: 2.46%-4.55% (taxed as ordinary income)Income: 2.46%-4.55%
Nevada
CG: 0%Income: 0%
New Hampshire
CG: 0%Income: 0%
New Jersey
CG: 1.4%-10.75% (as ordinary income)Income: 1.4%-10.75%
New Mexico
CG: 1.5% - 5.9%Income: 1.5% - 5.9%
New York
CG: 4-10.9% (state) + 3.078-3.876% (NYC)Income: 4-10.9% (state) + 3.078-3.876% (NYC)
North Carolina
CG: 3.99% (taxed as ordinary income)Income: 3.99%
North Dakota
CG: Short-term: 0%-2.5%; Long-term: effective 0%-1.5% after 40% exclusionIncome: 0%-2.5%
Ohio
CG: 2.75% (flat on income > $26,050)Income: 2.75% (flat on income > $26,050)
Oklahoma
CG: 0%-4.5%Income: 0%-4.5%
Oregon
CG: 4.75%-9.9%Income: 4.75%-9.9%
Pennsylvania
CG: 3.07% (flat rate)Income: 3.07% (flat rate)
Rhode Island
CG: 3.75%-5.99%Income: 3.75%-5.99%
South Carolina
CG: 1.99%-5.21% (44% deduction for net long-term capital gains)Income: 1.99%-5.21%
South Dakota
CG: 0%Income: 0%
Tennessee
CG: 0%Income: 0%
Texas
CG: 0%Income: 0%
Utah
CG: 4.5%Income: 4.5%
Vermont
CG: 3.35%-8.75%Income: 3.35%-8.75%
Virginia
CG: 2-5.75%Income: 2-5.75%
Washington
CG: 7% on long-term gains exceeding $278,000 (2025 threshold, inflation-adjusted)Income: 0% (no state income tax)
West Virginia
CG: 2.11% - 4.58% (taxed as ordinary income)Income: 2.11% - 4.58%
Wisconsin
CG: 3.5%-7.65% (30% subtraction for long-term)Income: 3.5%-7.65%
Wyoming
CG: 0%Income: 0%
Montana Crypto Tax FAQ
Is cryptocurrency taxed in Montana?
Montana treats cryptocurrency as property following federal IRS rules. Long-term capital gains receive preferential tax rates of 3.0% or 4.1%. Short-term gains, mining, and staking rewards are taxed as ordinary income at 4.7% to 5.65%.
What is the crypto capital gains tax rate in Montana?
The state-level capital gains treatment in Montana is currently listed as Long-term: 3.0%-4.1%; Short-term: 4.7%-5.65%.
How do I report crypto taxes in Montana?
• Report gains/losses on Form 2 (Individual Income Tax Return); include federal adjustments.
Compare With Other Countries
Disclaimer: This information is AI-generated and for educational purposes only. Tax laws are complex and subject to change. Always consult with a qualified tax professional for advice specific to your situation.